Ripple may be racking up partnerships, but not everyone in the XRP community is celebrating. A prominent crypto influencer has publicly confronted Ripple CEO Brad Garlinghouse, voicing growing frustration among XRP holders who have waited years for the company’s expanding business footprint to translate into meaningful gains for the token. The criticism came shortly after Ripple unveiled a new tie-up with global brokerage infrastructure provider DriveWealth. The collaboration is designed to strengthen digital asset services across payments, settlement, custody, and institutional financing, marking another step in Ripple’s push to expand its presence in traditional finance. XRP Army Grows Restless as Ripple’s Partnership Machine Keeps Rolling In a post on X , John Squire argued that XRP holders were growing weary of Ripple’s steady stream of partnership announcements without seeing tangible benefits for the token itself. “The XRP community is tired,” Squire opined. “We’ve spent years watching Ripple announce partnership after partnership. Yet morale across the XRP community is at rock bottom. We believe in the vision, but people need to see that progress reflected in XRP itself. Hope needs results, Brad.” His remarks reflect a recurring frustration among XRP investors who question why Ripple’s expanding business operations have yet to translate into stronger price performance for the payments-focused cryptocurrency. At $1.31, XRP is down roughly 5.1% over the past 24 hours and nearly 30% since the beginning of the year. The token briefly climbed to $1.70 in August before surrendering those gains, leaving investors waiting for a sustained recovery. XRP’s prolonged struggle to break into higher price territory has further tested holders’ patience, particularly as Bitcoin has climbed to six-figure valuations. For many XRP supporters, the central question is whether Ripple’s growing influence in the financial sector will eventually translate into meaningful upside for the token. Ripple, meanwhile, continues to expand its institutional footprint through high-profile partnerships and multibillion-dollar acquisition deals, highlighting the growing gap between the company’s business momentum and XRP’s recent market performance. Ripple Makes Major Play for Global Investment Infrastructure With New DriveWealth Deal Ripple has teamed up with DriveWealth to bring stablecoin settlement, cross-border payment capabilities, and digital asset custody to its brokerage infrastructure. The rollout will begin in Europe, with plans to extend the services to the U.S. market later. The deal will leverage Ripple’s RLUSD stablecoin on the XRP Ledger, enabling DriveWealth clients to fund and manage collateral accounts using stablecoins that can be converted into cash almost instantly. The two companies are also exploring equity financing opportunities through Ripple Prime, potentially broadening the partnership beyond payments and settlement. The DriveWealth deal adds to Ripple’s growing push to embed RLUSD into institutional financial services. Earlier this week, Standard Chartered introduced custody services for RLUSD on the XRP Ledger, while Ripple and LMAX Group previously agreed to expand institutional stablecoin adoption through a $150 million financing deal. Ripple has also partnered with Stripe-owned Privy to bring embedded wallets to XRPL, giving developers a simpler way to integrate blockchain-based services into their applications. These recent deals signal that Ripple’s ambitions stretch far beyond crypto payments. As RLUSD gains traction across institutional finance, the big question is whether this growing adoption will eventually translate into stronger demand for XRP and a lasting boost to its price.

The post Chainlink Price Analysis: Will LINK Drop Below $10 or Rise Back Above $15 This Month? appeared first on Coinpedia Fintech News Ever since Chainlink’s price volatility spiked, the popular DeFi token has gained immense attention. After the recent price action, the price has entered a crucial phase, which has raised questions about whether it is preparing for a recovery. Although the fundamentals continue to outweigh the price action, they do not always translate into immediate price …

Worldcoin rolled out World ID for banks and financial firms as it seeks to protect financial firms against AI threat.

Cardano (ADA) founder Charles Hoskinson has revealed he is developing what he considers the defining work of his career through Midnight, while offering a glimpse into his next priorities. Hoskinson shared this on X Saturday, suggesting it could address several longstanding problems in the cryptocurrency industry. “ I’m working on a concept that only Midnight can bring to the cryptocurrency space that solves most of the problems,” Hoskinson wrote . “Almost have all of it designed conceptually. It’s the magnum opus of my career,” he added. Notably, the remarks put Midnight at the center of Hoskinson’s longer-term ambitions, even as Cardano continues working toward a major improvement in transaction processing through Leios. Hoskinson also addressed whether Cardano had reached the point where its development could be considered complete, in response to a follower who asked him directly. “After Leios, yes,” he replied. He explained that Cardano would then have the main components he wanted to build, including decentralized consensus, governance and development, its extended unspent transaction output (eUTXO) model, Plutus smart contracts and formal verification. Hoskinson also pointed to the network’s independent node implementations and its ability to improve recursively, alongside the millions of people who hold ADA. For context, Leios is designed to increase Cardano’s transaction capacity by changing how blocks are produced and validated. Development is ongoing, so Hoskinson’s statement describes the intended completion of the network’s core architecture, not the end of all future development. The upgrade has already shown progress in testing. In August, Cardano reported that its MusashiNet testnet reached throughput six times the network’s existing mainnet ceiling. The upgrade has already delivered promising test results. In August, Cardano reported that its MusashiNet testnet achieved throughput six times higher than the existing mainnet ceiling. Moreover, Hoskinson’s comments also follow his October 16 appearance at Midnight City Tokyo, where he unveiled Nightframes , a concept for continuously running computing environments designed to support AI agents while preserving privacy and making their operations verifiable. The concept pointed to applications where AI agents could carry out tasks, interact with services, and make payments with less direct human involvement. However, Nightframes remains a concept, not a fully deployed product. Cardano’s broader development agenda also includes programmable tokens. CIP-113 went live on the mainnet on October 7, enabling native tokens to incorporate rules governing transfers and compliance. The feature could support applications involving regulated digital assets, although adoption by issuers and financial institutions will determine its practical impact. That said, despite this progress, Cardano still faces the challenge of translating its technical infrastructure into sustained economic activity. At press time, DefiLlama data showed approximately $64 million in total value locked across Cardano’s decentralized finance ecosystem. Stablecoin market capitalization stood at about $70.1 million, while decentralized exchanges recorded $1.18 million in 24-hour trading volume. Meanwhile, weekly DEX volume fell 16.19% to about $9.47 million, underscoring sluggish trading activity on Cardano despite its ambitious technical roadmap. At press time, ADA traded at $0.2175, down 0.47% in the past 24 hours.